LIFE INSURANCE

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Family protection, Child education planning, Child Marriage planning, retirement planning, Legacy and wealth creation for future with various insurance solutions like term insurance, whole life, endowment and guaranteed monthly parallel income solution as an alternate or additional income along with regular business/salary income.

Life Insurance is a financial cover for a contingency linked with human life, like death, disability, accident, retirement etc. Human life is subject to risks of death and disability due to natural and accidental causes. When human life is lost or a person is disabled permanently or temporarily, there is loss of income to the household.

Though human life cannot be valued, a monetary sum could be determined based on the loss of income in future years. Hence, in life insurance, the Sum Assured ( or the amount guaranteed to be paid in the event of a loss) is by way of a ‘benefit’. Life Insurance products provide a definite amount of money in case the life insured dies during the term of the policy or becomes disabled on account of an accident.

Why you should buy Life Insurance:


Dying too soon is not only a problem , but also
Living too long... because both conditions will require money.

  • To ensure that your immediate family has some financial support in the event of your demise

  • To finance your children’s education and other needs

  • To have a savings plan for the future so that you have a constant source of income after retirement

  • To ensure that you have extra income when your earnings are reduced due to serious illness or accident

  • To provide for other financial contingencies and life style requirements


  • Who needs Life Insurance:


    Primarily, anyone who has a family to support and is an income earner needs Life Insurance. In view of the economic value of their contribution to the family, housewives too need life insurance cover. Even children can be considered for life insurance in view of their future income potential being at risk.

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